Passenger Injury Cases: Should You Accept an Insurance Settlement?

Imagine you are a passenger of a vehicle that gets into an accident. Maybe the accident was the driver’s fault; maybe it wasn’t. Either way, you were involved in the accident and sustained injuries.

You deserve compensation for those injuries, right?

Unfortunately, because the driver probably is a family member, friend, or someone else close to you, you might hesitate to file a claim with his or her car insurance company. You do not want to offend the driver, or cause his or her car insurance premiums to increase because of your claim.

Passenger Injury Cases

However, as a passenger, you have rights, too. Understand that filing a claim with the driver’s auto insurance company is not a personal assault against the driver. When you file a claim, you are simply using Florida’s passenger injury laws afforded to you.

Avoid Insurance Settlements During a Passenger Injury Case

Now imagine you have filed a passenger injury claim with the driver’s car insurance company and the insurance company has offered you a settlement.

Should you accept it?

Not yet, anyway.

You should always consult with a passenger injury attorney before accepting any settlement an auto insurance company offers. Generally, car insurance companies offer settlements before passengers (and sometimes, their doctors) have time to evaluate the full extent of their injuries and other losses, such as time off work and the decreased capacity to earn income. Too often, passengers believe these settlements are enough and they accept them only to realize later on that the extent of their injuries and medical costs far surpasses the compensation they received.

As someone who has experienced a passenger injury, you are an innocent party and are entitled to full compensation for your injuries and other losses. Typically, insurance companies are quick to offer settlements in passenger injury cases and, because you have mounting hospital bills and loss of income, you might be tempted to take the offer. However, the offer usually is far less than you actually need. A skilled Boca Raton passenger injury attorney can fully explain this to you and work to make sure you get the maximum settlement amount possible.

Also Read : How to Choose a Right Personal Injury Lawyer for Your Injury

Understand that you need that maximum settlement amount because you are facing accident-related costs including, but not limited to:

  • Immediate medical bills, including expenses for ambulance rides, emergency care, and hospitalization.
  • Longer-term medical expenses, including physical therapy, occupational therapy, and even mental health services.
  • Physical and emotional pain and suffering.
  • A temporary or extended leave of absence from work.
  • Physical or mental disability, especially one that leads to a decrease in your capacity to earn income.

Contact the Florida Law Offices of Glotzer & Kobren Today

Given the number of possible passenger injury accident-related related costs, it’s no wonder why accepting a car insurance company’s initial settlement offer is not a wise decision. More often than not, that initial settlement offer will not cover all your expenses, especially given that some of those expenses could come days, weeks, or months down the road. You need an attorney with experience in passenger injury cases on your side, and that is where Glotzer and Kobren come into play.

At Glotzer and Kobren, we understand the need to get the full amount of compensation you deserve. Before settling with the driver’s auto insurance company on your own, contact us right away.

Give us a call today at (561) 361-8677 or contact us online to set up your free consultation.